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Income from Continuing Operations of $697 Million ($3.63 Per Diluted Share)

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Previously Announced OneWest Bank Acquisition Expected to Close on August 3, 2015 – Received regulatory approvals; creates financial holding company with more than $65 billion in assets;

Conference Call and Audio Webcast Scheduled for 8:00 AM EDT

Pre-tax Income of $148 million – Pre-tax income rose 20% from the year-ago quarter while net income declined 12% due to a higher effective tax rate;

Conference Call and Audio Webcast Scheduled for 8:00 AM EDT

Fourth Quarter Highlights

Fourth Quarter Highlights

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Solid Commercial Franchise Performance – Combined North American Commercial Finance and Transportation & International Finance financing and leasing assets grew 17% from a year ago; Pre-tax ROAEA over 2%;

Conference Call and Audio Webcast Scheduled for 8:00 AM EDT

Follows Company’s Success in Repurchasing $745 Million of Common Stock Since 2013

Solid Asset Growth – Finance and leasing assets grew 10% from a year ago;

Increases Dividend by 50% Over Previous Quarterly Cash Dividend

Conference Call and Audio Webcast Scheduled for 8:00 AM EDT

Strong Asset Growth – Finance and leasing assets in Transportation & International Finance and North American Commercial Finance grew 11% from a year ago;